Maybank internship — Capital Markets vs Retail Banking division comparison
by Terence Loh·May 23, 2026
Applied to both, accepted Capital Markets. Here's my experience and what I heard from a friend in Retail.
Capital Markets (my experience):
- Exposure to deals, pitchbooks, financial modelling
- Fast-paced and sometimes intimidating, excellent learning
- Less hand-holding, expected to figure things out
- Longer hours during deal periods
- Best for those targeting IB, capital markets, or finance careers
Retail Banking (friend's experience):
- Structured rotation, branches, operations, digital team
- Better work-life balance for an intern
- Broader exposure to the full bank
- Best for commercial banking, relationship management, or GLC corporate roles
Allowance: Comparable across both at RM1,200—1,500/month.
Which to choose depends entirely on your career direction.