Salary calculator for Malaysia
Your take-home pay in Malaysia is your gross salary minus EPF (11% for most employees under 60), SOCSO, EIS and PCB income tax. Enter your monthly salary to see each deduction, your net pay, and what your employer pays on top. Rates as of 25 September 2026.
Take-home pay
RM3,515.75 / month
Your payslip
Your employer also pays
How to use the calculator
- Enter your gross monthly salary: your basic pay plus fixed allowances that count as wages.
- Choose your age group and citizenship, and your marital status and number of children for tax relief.
- Read your take-home pay, each deduction, and what your employer pays on top of your salary.
Worked examples
Three common salaries for a single Malaysian employee under 60 with no other tax reliefs, worked out with this calculator. Figures are in RM a month.
| Gross pay | EPF (11%) | SOCSO | EIS | PCB tax | Take-home | Employer’s total cost |
|---|---|---|---|---|---|---|
| 2,500 | 275.00 | 12.25 | 4.90 | 0.00 | 2,207.85 | 2,872.75 |
| 3,500 | 385.00 | 17.25 | 6.90 | 0.00 | 3,090.85 | 4,022.25 |
| 5,000 | 550.00 | 24.75 | 9.90 | 109.85 | 4,305.50 | 5,746.55 |
On these rates, a single employee with no other income has no monthly tax deducted up to a salary of about RM3,780, because the reliefs and the RM400 tax rebate cover it, and PCB is not deducted when it would be under RM10. Above that, PCB starts small and rises. Your employer’s EPF rate drops from 13% to 12% once your salary goes above RM5,000.
What each deduction is
- EPF (KWSP): your retirement savings. Most employees under 60 contribute 11% of wages; your employer adds 13% on wages up to RM5,000 and 12% above that. Overtime, travelling allowances and a few other payments do not attract EPF.
- SOCSO (PERKESO): insurance against injury at work and invalidity. You pay about 0.5% of wages, capped at a wage of RM6,000; it is higher only if you opt in to LINDUNG 24 Jam cover for accidents outside work.
- EIS: the Employment Insurance System, which pays a job search allowance if you lose your job. You and your employer each pay 0.2% of wages, up to a wage of RM6,000.
- PCB: monthly tax deduction, an instalment of your yearly income tax that your employer pays to LHDN for you. It is settled against your actual tax when you file your return.
Why your payslip may differ
Your payslip can differ from this estimate if you receive a bonus, commission or overtime, if part of your pay is a travelling allowance, or if you pay zakat, which reduces PCB. You can also lower your monthly tax by giving your employer Borang TP1 to claim reliefs such as lifestyle purchases, medical expenses or education fees during the year, instead of waiting until you file.
How this is calculated
EPF and SOCSO use the official contribution tables, so the figures match what a payroll system deducts. EPF is worked out on wage bands and rounded up to the next ringgit. SOCSO and EIS stop rising at a wage of RM6,000. PCB uses LHDN’s computerised formula for a full year at this salary, with the individual, spouse, child, EPF and SOCSO reliefs. It is rounded up to the next 5 sen, and nothing is deducted when it comes to less than RM10.
It is an estimate for a regular monthly salary. It assumes you are tax resident in Malaysia and have no bonus, commission or other reliefs this year. Your employer’s payroll system and LHDN’s own calculator are the final word.
- EPF: KWSP Third Schedule, rates from 1 October 2025
- SOCSO: PERKESO Act 4 contribution table; LINDUNG 24 Jam (non-employment injury) only if you opted in
- LINDUNG 24 Jam: voluntary for Malaysian employees (PERKESO)
- EIS: PERKESO Act 800 contribution rate, wage ceiling RM6,000
- PCB: LHDN computerised MTD formula, checked against LHDN’s PCB calculator
Rates checked 25 September 2026.