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Survey result: average EPF savings by age in Malaysia

by Hasnah Nordin·November 22, 2025

Age 30: ~RM30,000. Age 40: ~RM80,000. Age 50: ~RM150,000. Retirement target: RM240,000 minimum. Most Malaysians are behind. EPF alone is not enough — voluntary contributions matter.

#EPF#retirement#savings#Malaysia
223 upvotes2 comments

Comments (2)

Jarrah Lee79

The retirement gap in Malaysia is critical. EPF surveys show most members have under RM500k at retirement. Way short.

Sarah Noni63

Voluntary EPF top-up gives you tax relief of up to RM 3,000/year additional. Most people miss this.