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Survey result: average EPF savings by age in Malaysia

by Hasnah Nordin·November 22, 2025

Age 30: ~RM30,000. Age 40: ~RM80,000. Age 50: ~RM150,000. Retirement target: RM240,000 minimum. Most Malaysians are behind. EPF alone is not enough, voluntary contributions matter.

#EPF#retirement#savings#Malaysia
2 comments

Comments (2)

Jarrah Lee

The retirement gap in Malaysia is critical. EPF surveys show most members have under RM500k at retirement. Way short.

Sarah Noni

Voluntary EPF top-up gives you tax relief of up to RM 3,000/year additional. Most people miss this.

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