Manulife

It's kind of late in terms of technology.

Salary is not very competitive

Nothing I an think of

No genuine care for the people who keep the machine going. Constant sales strategy changes = chaotic, unfocused and disjointed service. Endless teams calls to get nowhere and very little planning for retirements.

Not the highest base pay

Not so competitive salary for an entry level position

training was not helpful and does not equip you to perform the job, managers are not supportive and provide no coaching or career development, the culture is not great clients or employees are not valued they only care about making sales, no work life balance your schedule is not set for the week it's different hours everyday, they sugar coat in the interview that annual pay would be close to 60k ( 40 base + 20k commission) but the goals to receive commission are very hard to meet, workload is a lot you do what is supposed to be 3 departments job. Metrics are unrealistic, less than 1min in between calls and no more than 2-5 min per calls. Some benefits such as dental or health are not that great and doesn't cover a lot regardless of the plan you chose

Management of the company is horrendous. Profit driven and like to cut cost via commission payable to agents. Products are by and large segmented towards HNW / mass affluent crowd so it will be hard if you start from scratch from retail market

Stress and time management pressures

Usual slow admin processes and a bit of politics which is tolerable