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CTOS

Financial Services

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About Us

CTOS was established in Malaysia with the primary mission of providing reliable credit information to individuals and businesses. Since its inception, the company has made significant strides in the financial services sector, expanding its offerings to meet the increasing demand for comprehensive credit-related information. This dedication to transparency and trust has solidified CTOS's reputation as a key player in the industry, helping clients make informed financial decisions.

Over the years, CTOS has specialized in delivering a wide array of credit reporting and analytics services. These services are designed to assist both individuals and businesses in understanding their creditworthiness and effectively managing financial risks. By leveraging advanced technology and data analytics, CTOS empowers its clients with the insights needed to navigate the financial landscape confidently.

What We Do

CTOS provides a diverse range of credit reporting and analytics services tailored to meet the needs of individuals and businesses in the financial sector.

Core Services:

1) Credit Reporting – Comprehensive credit reports that provide insights into credit history and financial behavior.

2) Credit Scoring – Tools and models that assess creditworthiness and risk levels for individuals and businesses.

3) Data Analytics – Advanced analytics services that help clients understand trends and make informed decisions based on credit data.

4) Identity Verification – Solutions to verify identities and prevent fraud in financial transactions.

5) Risk Management – Services designed to help businesses manage credit risk and make sound lending decisions.

6) Financial Education – Resources and tools aimed at improving financial literacy among consumers and businesses.


Notable Projects & Initiatives:

- Development of innovative credit scoring models to enhance accuracy and reliability.

- Launch of educational programs aimed at increasing financial literacy in the community.

- Partnerships with financial institutions to provide integrated credit solutions.

- Implementation of advanced data analytics to improve service offerings and customer insights.

Company Culture

At CTOS, the company culture is built on collaboration, support, and a shared commitment to excellence. Employees are encouraged to contribute their ideas and take initiative, fostering an environment where innovation can thrive and everyone feels valued.

What It’s Like to Work Here:

1) Collaborative Environment – Teamwork is emphasized, with cross-functional collaboration to achieve common goals.

2) Supportive Leadership – Management is approachable and encourages open communication and feedback.

3) Focus on Innovation – Employees are motivated to think creatively and propose new solutions to enhance services.

4) Commitment to Excellence – A strong emphasis is placed on delivering high-quality services and continuous improvement.

5) Professional Development – Opportunities for training and growth are provided to help employees advance their careers.


Workplace Environment:

The workplace at CTOS is designed to promote engagement and productivity, featuring modern facilities and collaborative spaces. Regular team-building activities and professional development workshops contribute to a positive atmosphere where employees can thrive.


Core Values:

- Integrity and transparency

- Customer-centric approach

- Innovation and continuous improvement

- Collaboration and teamwork

- Commitment to excellence


This culture has enabled CTOS to grow and adapt in the dynamic financial services industry while maintaining its focus on providing reliable credit information and fostering trust among its clients.

Why Join Us?

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Health & Insurance: Medical coverage

Coverage for employee and family is provided.

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Money & Compensation: Annual leave

Enjoy 20 days of annual leave per year.

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Allowances & Perks: Parking subsidy

A parking subsidy is offered to employees.

Location & Amenities

Tower A, Vertical Business Suite, Avenue 3, Bangsar South, No 8 Jalan Kerinchi

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Available Roles(8)

BUSINESS DEVELOPMENT OFFICER ( KUANTAN )

CTOS
Full-Time

The Business Development Officer is responsible for promoting products and services to customers while negotiating contracts to enhance revenue. This role involves identifying business opportunities and developing strong relationships to contribute to team success.

Kuala Lumpur
Undisclosed

BUSINESS DEVELOPMENT OFFICER ( JOHOR )

CTOS
Full-Time

The Business Development Officer is responsible for promoting products and services to potential customers. This role involves identifying business opportunities and developing relationships to maximize revenue in a dynamic sales environment.

Johor
Undisclosed

Senior Executive, Data Engineering

CTOS
Full-Time

The Senior Executive, Data Engineering is responsible for the comprehensive execution of cloud-based ETL processes and data operations. This role plays a crucial part in CTOS's cloud migration efforts, enhancing data accessibility and ensuring compliance with data security standards.

Kuala Lumpur
Undisclosed

BUSINESS DEVELOPMENT OFFICER (PUCHONG)

CTOS
Full-Time

The Business Development Officer is responsible for promoting products and services to maximize revenue. This role involves identifying business opportunities and building strong client relationships in a dynamic sales environment.

Kuala Lumpur
Undisclosed

Assistant Manager, Company Secretary

CTOS
Full-Time

The Assistant Manager, Company Secretary is responsible for ensuring the company's adherence to statutory and regulatory obligations. This role involves providing governance advice to the Board and Management while overseeing corporate records and managing shareholder matters.

Kuala Lumpur
Undisclosed

Senior Key Account Manager

CTOS
Full-Time

The Senior Key Account Manager is responsible for cultivating and managing strategic partnerships with key accounts. This role significantly impacts customer satisfaction and revenue growth by providing tailored, value-driven solutions.

Kuala Lumpur
Undisclosed

Associate Principal, AI Innovation

CTOS
Full-Time

The Associate Principal, AI Innovation is responsible for leading impactful projects and developing enterprise-level AI and technology solutions. This role involves collaborating with senior management to translate business challenges into effective technical solutions, significantly influencing the organization's AI capabilities.

Kuala Lumpur
Undisclosed

Internship

CTOS
Internship

The Internship is responsible for gathering and inputting financial information into a database. This role involves conducting research studies, verifying data, and compiling reports, contributing to the overall efficiency of the financial department.

Selangor
MYR 500 - 800